Introduction
The information contained in this website maintained by Benefit Plan Counsel (“BPC”) and its agents, including any employees or contractors, is for informational purposes only and as a service to the public. It is not legal advice or a substitute for legal counsel. Moreover, it does not constitute advertising or a solicitation. Although some jurisdictions might consider this website as advertising, that is not the intention of BPC.

Accuracy of Information
Although BPC exerts reasonable efforts to include accurate and current news and information on the website, BPC makes no warranties or representations as to its accuracy, timeliness or completeness. BPC assumes no liability or responsibility for any errors or omissions in the content of the website. BPC expressly disclaims all liability in respect to actions taken or not taken based on any or all the contents of this website.

Legal Advice
Since legal advice must be tailored to the specific conditions and context of each set of circumstances, nothing provided herein should be used as a substitute for advice of competent counsel. The materials on this website do not constitute legal advice and do not necessarily reflect the opinions of BPC or any of its attorneys, employees, agents or contractors. Furthermore, this website is not intended to create (and does not create) an attorney-client relationship between you and BPC, and you should not act or rely on any information in this website. BPC assumes no liability for the use or interpretation of information contained herein.

Copyright
You should assume that everything you see or read on the BPC website is copyrighted unless otherwise noted and may not be used except as provided in this notice of use.

Benefit Plan Counsel (“BPC”) maintains this site for your information and education. You may download material displayed on the website for non-commercial, personal use only provided you retain all copyright and other proprietary notices contained on the materials. Please note that the distribution, modification, transmission, reuse, re-posting, or any other use of the website’s content for public or commercial purposes including the text, images, audio and video is totally prohibited without the written permission of BPC. Please note that BPC and its employees, agents or contractors neither warrant nor represent that your use of materials on the website will not infringe rights of third parties not affiliated with BPC.

Warranties
Neither BPC, its employees, contractors, agents, nor any other party involved in creating, producing, or delivering the website is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the website.

Without limiting the foregoing, everything on the website is provided to you “as is” without warranties of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Viruses
BPC assumes no responsibility and is not be liable for any damages to your computer equipment or other property that might become infected with viruses, malware, spyware and similar on account of your access to browsing or using the website, or downloading of any materials, data, text, images, video, or audio from the website.

Confidentiality
Any communication or material you transmit to the website by electronic mail, or otherwise, including any data, questions, comments, suggestions, or the like is, and will be treated as non-confidential and non-proprietary. Please do not send us anything confidential.

Anything you transmit or post may be used by BPC or its affiliates for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting. Furthermore, BPC is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to the website for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products using such information.

Intellectual Property, Privacy and Publicity
Images of people or places displayed on the website are either the property of, or used with the permission of third parties by BPC. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by this document, Terms of Use, or specific permission provided elsewhere on the website. Note that the unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity and communications regulations and statutes.

Downloading and Distributing
BPC maintains this site solely for information and education. You may download material displayed on the website for non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials. Please note that the distribution, modification, transmission, reuse, re-posting, or any other use of the website’s content for public or commercial purposes including the text, images, audio and video is totally prohibited without the written permission of BPC.

Links
BPC has not reviewed all of the external sites linked to the BPC website and is not responsible for and assumes no liability for the accuracy, content or availability of any off-site pages or any other sites linked to the website. Your linking to any other off-site pages or other sites is at your own risk.

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